Dividend Rates
  • Dividends on share accounts are established quarterly by the Board of Directors.
  • Dividends are computed on the average daily balance and paid quarterly.

Share Savings

Annual Percentage Rate

Annual Yield Rate

$5.00 - $4999,99

0.15%

0.15%

$5000.00 - $19,999.99

0.15%

0.15%

$20,000.00 - $49,999.99

0.15%

0.15%

Over $49,999.99

0.35%

0.35%

Share Certificate
$500.00 and up

Call the credit union for the current Share Certificate rates

Loan Rates
  • Loan rates are subject to change without notice.
  • Loan rates can be as low as the following, based on the FICO score on your credit report as assigned by the credit bureau. For additional rate information contact the credit union office at (309) 692-8257.

Type

A.P.R.*

Maximum Term

New Auto

2.00%

72 months

Used Auto
3-4 years old

2.10%

72 months

Used Auto
5-6 years old

2.85%

72 months

Used Auto
7-10 years old

4.60%

72 months

Used Auto
11-15 years old

5.60%

36 months

New RV, Boats/Trailers
Up to 2 years old

5.00%

72 months

New RV, Boats/Trailers
3-4 years old

6.00%

72 months

New RV, Boats/Trailers
5-10 years old

7.00%

72 months

New Motorcycles/ATVs

6.00%

72 months

Used Motorcycles/ATVs
3-4 years old

6.00%

72 months

Used Motorcycles/ATVs
over 5 years old

7.00%

72 months

Unsecured Loan

6.75%

60 months

Higher Education

4.75%

60 months

Fee Schedule

Type

Fee

ATM withdrawal (10 free per month)

$1.00

Non-Sufficient Funds

$30.00*

Returned Deposit Check

$30.00

Overdraft Transfer - min. of $50.00

$3.00

Courtesy Pay

$30.00

cuCheck card replacement

$5.00

cuCheck card documentation

$10.00

cuCheck card recovery

$65.00

Draft copy (3 free per month)

$5.00

Stop Payment

$25.00

Hourly Check Register Balancing and records retrieval (by appointment)

$20.00

Wire out

$30.00

A.C.H. Return

$30.00

Teller Check (2 free per month)

$2.00

Statement Copy

$3.00

Returned mail for incorrect address

$1.00

Notary Services

Free

Revised on 06/30/2016

*If non-sufficient funds check was a loan payment, fee must be paid or it will be taken out of next loan payment.

We would like to take the time to remind you that, under the Regulation D of Share Accounts, no more than six (6) preauthorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month, and no more than three (3) of these (6) transfers may be made by check, draft or debit card to a third party. If you exceed these limitations, and you have courtesy pay then you have a total of five hundred dollars ($500) until items are returned. If you do not have courtesy pay your items will be returned and you will have a thirty dollar ($30) NSF Check fee. Also there is a possible closing of your Share Draft account if the limit is exceeded.
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Peoria Bell Credit Union
8103 N. University St.
Peoria, IL 61615


Phone: (309) 692-8257
Fax: (309) 693-2274
Routing Number: 271187749

© 2018 Peoria Bell Credit Union