Dividend Rates

  • Dividends on share accounts are established quarterly by the Board of Directors.
  • Dividends are computed on the average daily balance and paid quarterly.

Loan Rates

  • Loan rates are subject to change without notice.
  • Loan rates can be as low as the following, based on the FICO score on your credit report as assigned by the credit bureau. For additional rate information contact the credit union office at (309) 692-8257.
Revised on 03/01/2024
*If non-sufficient funds check was a loan payment, fee must be paid or it will be taken out of next loan payment.


Effective 10/1/2021

Share Savings Account


A.C.H. Return


Dormant Account
(12 consecutive months no activity)


Membership Penalty
(Closed within 180 days of opening)


Teller Check
(2 free per month)


Wire Out


ATM/Debit Card


ATM Withdrawl
(10 free per month)


Debit Card Replacement


Debit Card Documentation


Debit Card Recovery


Share Draft Account


Courtesy Pay


Draft Copy
(3 free per month)


Overdraft Transfer
(Minimum of $50.00)


Return Deposit Check


Stop Payment




Skip Pay




Check Register Balancing and Record Retrieval
(by appointment)


Non-Sufficient Funds


Return Mail for Incorrect Address


Statement Copy


Gift Card Fee ($10 min to $1000 max. Three designs to choose from. NOT Reloadable.)


We would like to take the time to remind you that, under the Regulation D of Share Accounts, no more than six (6) preauthorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month, and no more than three (3) of these (6) transfers may be made by check, draft or debit card to a third party. If you exceed these limitations, and you have courtesy pay then you have a total of five hundred dollars ($500) until items are returned. If you do not have courtesy pay your items will be returned and you will have a thirty dollar ($30) NSF Check fee. Also there is a possible closing of your Share Draft account if the limit is exceeded.
Peoria Bell
Credit Union

Routing Number: 271187749


8103 N. University St.
Peoria, IL 61615
Phone: (309) 692-8257
Fax: (309) 693-2274

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